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Securities and advisory services are offered by certain associates through KMS Financial Services, Inc. Member FINRA/SIPC and an SEC Registered Investment Advisor.  Fevergeon Financial and KMS are separate and unaffiliated. Fevergeon Financial is not a registered investment advisor or broker-dealer. This site is for informational purposes only and is not an offer to sell or a solicitation of an offer to buy any securities or investment advisory services which may be referenced herein. We may only offer services in states in which we have been properly registered or are exempt from registration. Therefore some of the services mentioned may not be available in your state, and if not, the information is not intended for you.

KMS Financial Services, Inc is a Seattle-based broker-dealer and investment advisory firm serving clients through a network of more than 300 investment professionals nationwide.

Our Monthly Newsletter

Keep up on the latest in financial information

April 2020
  • Stock Ownership Slow to Recover

  • Keeping Cool: Investment Strategy vs Reaction

  • Social Security May Offer a Lifetime of Protection

  • Where to Look for Lost Property

March 2020
  • Due Date Approaches for 2019 Federal Income Tax Returns

  • Is It Time to Review Your IRA Estate Planning Strategies?

  • Spring Cleaning Your Way to Better Finances

  • Is there any way to stop getting unwanted robocalls?

  • Cartoon: Personal Financial Disorder

February 2020
  • Tips for Targeting Your Retirement Savings Goal

  • The SECURE Act Offers New Opportunities for Individuals and Businesses

  • Closing Gaps in Your Insurance Coverage

  • How can I lower my credit card debt?

  • How can I improve my credit report?

January 2020
  • Socially Responsible Investing: Aligning Your Money with Your Values

  • Hindsight Is 2020: What Will You Do Differently This Year?

  • Key Retirement and Tax Numbers for 2020

  • Could you survive a no-spend month?

  • How Consumers Spend Their Money

December 2019
  • How to Give Like a Billionaire When You Don’t Have Billions to Give

  • Take This Quiz: The Social Security Retirement Earnings Test

  • For College Savings, 529 Plans Are Hard to Beat

  • Should I sign up for an identity theft protection service??

  • Protecting Yourself Against Identity Theft

November 2019
  • Three Regrets of Retirees

  • Ten Year-End Tax Tips for 2019

  • Tips for Managing Your Holiday Spending

  • What are continuing care retirement communities?

  • Do independent living communities differ from CCRCs?

October 2019
  • Earnings Season: What Investors Can Take Away from Corporate Reports

  • Five Times in Your Life When You Might Need Help with Your Finances

  • Balancing 401(k) and HSA Contributions

  • What health services aren’t covered by Medicare?

  • How much will health care cost?

September 2019
  • Federal Income Tax: How Did We Get Here?

  • Five Retirement Lessons from Today’s Retirees

  • Social Security: Shoring Up America’s Safety Net

  • What are the warning signs of financial scams targeting older individuals?

  • How can I teach my high school student the importance of financial literacy?

August 2019
  • Market Strategies: Three Ways to Play Defense in Your Stock Portfolio

  • Key Estate Planning Documents

  • What’s New in the College World?

  • What are the warning signs of financial scams targeting older individuals?

  • How can you avoid falling for the Social Security imposter scam?

July 2019
  • Is It Time to Declare Your Financial Independence?

  • Should You Invest Internationally?

  • Why Not Do It Now? New Research on Procrastination

  • Have you checked your tax withholding lately?

  • Do I need to pay estimated tax?

June 2019
  • Ten Money-Saving Travel Tips

  • Charitable Giving After Tax Reform

  • How Loneliness Can Affect Your Financial Condition

  • What’s the real return on your investments?

  • Inflation Variation, Eroding Purchasing Power

May 2019
  • Mergers & Acquisitions: What’s in the Deal for Investors?

  • How Does the Federal Reserve Affect the Economy?

  • How to Recover from a Mid-Life Financial Crisis

  • What is a college income-share agreement?

  • How much money should a family borrow for college?