Fevergeon Financial is a wealth management practice devoted to educating, serving, and coaching you to meet your goals and objectives. As fiduciary advisors offering advisory services through KMS Financial Services, Inc., an SEC Registered Investment Advisor, we provide tailored solutions unique to your situation and risk tolerance. We offer two distinct and complementary services; Investment Management and Financial Planning. For more information please visit their respective pages. We may utilize one or both services while guiding you through the following six step financial planning process:
1. Establishing and Defining the Client-Planner Relationship
The financial planner clearly explains the services to be provided you, defines his and your respective responsibilities, and clarifies his compensation.
2. Gathering Client Data and Setting Goals
The financial planner collects information about your financial situation. He then assists you in defining your personal and financial goals, understanding your time frame for results, and discussing your feelings about risk.
3. Analyzing and Evaluating the Financial Situation
The financial planner analyzes your information to assess your current situation and determine what he must do to meet your goals. Depending on what services you desire, this could include analyzing your assets, liabilities, cash flow, current insurance coverage, investments, and/or tax strategies.
4. Developing and Presenting Financial Planning Recommendations
The financial planner offers financial planning recommendations that address your goals, based on the information you provide. The planner will go over the recommendations with you to help you understand them so that you can make informed decisions. The planner will listen to your concerns and revise the recommendations as appropriate.
5. Implementing the financial planning recommendations
You and the planner agree on how the recommendations will be carried out. If you develop a financial plan on a fee-only basis (purely unbiased, financial advice given by the planner, with no ongoing investment management services rendered by the planner), the planner may only be serving as a “coach,” coordinating the whole process with you and other professionals such as attorneys or accountants.
6. Monitoring the financial planning recommendations
You and the planner agree on how your progress towards your financial goals will be monitored. The recommendations, goals, and investment allocations will be periodically reviewed in order to adjust for your life changes.
(c) 2020 Fevergeon Financial. Securities and advisory services offered, in states where licensed, exclusively through representatives of KMS Financial Services, Inc., Member FINRA/SIPC and an SEC Registered Investment Advisor. This site is for informational purposes only and is not an offer to sell or a solicitation of an offer to buy any securities or investment advisory services which may be referenced herein. We may only offer services in states in which we have been properly registered or are exempt from registration. Therefore some of the services mentioned may not be available in your state, and if not, the information is not intended for you